Insurance

As a single, you should consider private liability insurance, occupational disability insurance and accident insurance.

Families should consider liability insurance, term life insurance, accident insurance, and household contents and homeowners insurance.

Career starters should take out occupational disability insurance, private liability insurance and private accident insurance.

When building a house, builder's liability insurance, construction insurance and fire shell insurance are important.

Property owners need residential building, property owner's liability and natural hazard insurance.

For comprehensive advice, you should consult an independent insurance broker or advisor or use comparison portals on the Internet.

You can take out an insurance contract directly with an insurance company, through a broker or online. Make sure you check the contract terms carefully.

Private health insurance often offers more extensive protection than statutory health insurance, the scope of services can be tailored individually and depends on your individual situation.

Legal protection insurance makes sense if you want to protect yourself against legal disputes. However, it is not necessary for everyone and must be completed for the relevant area (e.g. private, professional, living)

Home contents insurance covers damage to your property in your home, such as: B. by fire, theft or water.

Private accident insurance is highly recommended if you are looking for additional protection in the event of accidents with permanent consequences. In contrast to employer accident insurance, the protection is guaranteed regardless of time and place.

Term life insurance makes sense to financially protect relatives, especially if you are the main earner. It can often be recommended in conjunction with real estate financing where there are initially high liabilities.

Car insurance covers damage you cause with your vehicle. Liability insurance is required by law, while comprehensive insurance is optional.

Partial insurance covers damage to your own vehicle that you did not cause yourself (e.g. theft, natural events), fully comprehensive insurance also includes accident damage that you are responsible for.

When taking out occupational disability insurance, pay attention to the amount of the pension, the conditions for benefit payments and the term of the contract.

The occupational disability can be recommended for every working person regardless of real estate financing. If additional financial responsibilities are assumed, it should be clarified how one can maintain or pay off one's standard of living and liabilities incurred if, for example, one can no longer work.

The deductible influences the amount of your insurance premiums. A higher deductible often leads to lower premiums, but means more personal risk.

Cyber protection insurance protects companies and private individuals from the financial consequences of cyber attacks, data loss and business interruptions.

This insurance covers medical costs incurred abroad and is particularly important for travelers traveling outside their home country.

There are different types such as private pension insurance, Riester pension, Rürup pension and company pension scheme, each with its own advantages and conditions.

The basic or Rürup pension is a private pension insurance that is particularly suitable for the self-employed and offers tax advantages.

Company pension scheme is an employer-sponsored form of pension that is built up in addition to the state pension, often through salary conversion.

Electronics insurance covers damage or loss to electronic devices, e.g. in the event of theft, water or fire damage.

Dog liability insurance is important to cover any damage your dog may cause. There is also health insurance for dogs.

There are special health insurance policies for cats that cover the costs if the cat becomes ill or has an accident.

Yes, we are an independent insurance broker and will be happy to advise and support you on your insurance questions. When comparing, we can access over 100 insurers and have the opportunity to determine the best insurance coverage based on your preferences.

In order to hand over the support to us, you must first sign three documents. To do this, simply click on the “Become an insurance customer” button above. and follow the short connection process. Once we have received your request, we will add your existing contracts to our system and begin supporting them. You will be informed of a contact person and you will be given access to personal contract management via APP.