Initial information
Your insurance broker
Finanzmakler.online
Sten Valandt
Haydnstr. 20
01309 Dresden
Contact
phone:
(free of charge)
e-mail:
web:
Activity and professional title
Loan broker with permission in accordance with Section 34c Paragraph 1 of the Commercial Code, Federal Republic of Germany.
Insurance broker with permission in accordance with Section 34d Paragraph 1 of the Commercial Code, Federal Republic of Germany.
Real estate loan broker with permission in accordance with Section 34i Paragraph 1 of the Commercial Code; Federal Republic of Germany.
Registration numbers
Permits
Permission according to Section 34c Paragraph 1 No. 1 and No. 2 GewO,
and § 34 i paragraph 2 number 4
(arranging financing and loan contracts)
Permission according to Section 34d Paragraph 1 GewO
(arranging insurance)
Intermediary register
Regulatory authorities
State capital Dresden GB Order and security public order office
Dept. of Commercial Affairs
Augsburger Str. 3
01309 Dresden
Dresden Chamber of Commerce and Industry
Long way 4
01239 Dresden
Professional regulations
For work as an insurance broker:
-
§ 34d Commercial Code (GewO)
§§ 59-68 Law on Insurance Contracts (VVG)
§ 48b Insurance Supervision Act (VAG)
Ordinance on insurance brokerage and advice (VersVermV)
To work as a real estate loan broker:
-
§ 34i Commercial Code (GewO)
Ordinance on real estate loan brokerage (ImmVermV)
§§ 665a-655e Civil Code (BGB)
Art. 229 § 38 and Art. 247 §§ 13, 13b Introductory Act to the Civil Code (EGBGB)
The professional regulations can be viewed and accessed via the homepage www.gesetze-im-internet.de operated by the Federal Ministry of Justice and juris GmbH.
Arbitration bodies
Versicherungsombudsmann e.V., PO Box 08 06 32, 10006 Berlin, www.versicherungsombudsmann.de
Ombudsman for private health and nursing care insurance, Kronenstraße 13, 10117 Berlin, www.pkv-ombudsmann.de
Arbitration board for commercial insurance, investment and credit brokerage, PO Box 10 14 24, 20009 Hamburg, www.schlichtung-finanzberatung.de
Online dispute resolution
The European Commission provides a platform for online dispute resolution (OS): https://ec.europa.eu/consumers/odr.
You can find our email address at the top of this page.
We are not willing or obliged to take part in dispute resolution proceedings before a consumer arbitration board.
General information obligations according to Section 36 VSBG
Participations of or in the party required to provide information
Finanzmakler.online does not hold a direct or indirect stake of more than 10% of the voting rights or capital in an insurance company.
No insurance company holds an indirect or direct stake of more than 10% of the voting rights or capital in Finanzmakler.online.
Advice and compensation
As part of his brokerage activities, the person obliged to provide information offers advice that meets the legal requirements. For the successful conclusion of an insurance or loan contract, he receives a commission and possibly an inventory commission from the product provider. In addition, the person required to provide information receives further financial benefits that are already included in the insurance premium or interest costs, meaning that there are no separate costs for the customer. Depending on the individual preferences and needs of the customer as well as the insurance or loan products brokered, the information provider can alternatively agree with the customer a combination of commission and fee or solely a fee as remuneration. In this case, the fee must be paid directly by the customer.